It's complicated. While our bank technically supports Instant SEPA payments, the technology we use to read our bank statements dates back to 1995 and does not support Instant SEPA payments. This means that outside banking hours, our bank does not push any transactions to our system. When we don't receive the transaction into our system, we cannot perform a transaction.

We're investigating an alternative as this issue currently prevents us from doing Instant SEPA transactions during the weekend and bank holidays. However, during banking hours Instant SEPA payments should be processed within 60 minutes of arrival to our bank account.